Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?
no company is gonna give that to you…then youll know how they rate you…i work for an insurance company and we are STRICTLY prohibited form revealing your cars rating system…i can tell you this…think about logically…a new 2007 BENZ is going to be more expansive than a 1982 Civic (logic)…an SUV/truck can cause more damage than a reg 4 door sedan/coupe (2 vehicles are traveling at 50 mph, one weighs 5 tons, the other weighs 12 tons, they both hit the same car/object. which one wll cause more damage?…you do the math…) so they are more not less expensive to insure…its MOSTLY based on your driving history (tickets and accidents), annual miles driven (liability exposure, more driving=more chances for an accident) driving experience and the vehicle you drive…hope this helps
A site I’ve recommended in the past would be…
http://www.knowledged.info/go.php?link=insurance
Hope that helps.
Well, I believe the reason you want to have get to know how they works is you want to know which car insurance company are going to charge you lower car insurance premium?
Each car insurance company have different kind of rating system. To be safe on your side, it is better for you to ask a quotation from a lot of car insurance companies directly to get their quotation price and make your comparison from there.
The rating system that consider by car insurance companies to justify your car insurance premium will not just came from your car model and your car current condition, they also consider the driver age, driver gender, driving record, the city you live, how many drivers to me included in the car insurance policy and the individual details of each drivers that they are going to included.
So, it is better still to ask for quotation from different car insurance companies to get how much they are going to charge you. Do not forget to ask them on the car insurance discounts that help you to further reduce of your car insurance premium.
You can learn more about car insurance discounts from http://www.insurance-giant.com/car-insurance-discounts.html
References :
http://www.insurance-giant.com/car-insurance-discounts.html
Ask them next time you go.
References :
http://thecarjunky.blogspot.com/
autoinsurance.noneto.com – try this one. I have their car insurance and, as I know, they can provide such a service.
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no company is gonna give that to you…then youll know how they rate you…i work for an insurance company and we are STRICTLY prohibited form revealing your cars rating system…i can tell you this…think about logically…a new 2007 BENZ is going to be more expansive than a 1982 Civic (logic)…an SUV/truck can cause more damage than a reg 4 door sedan/coupe (2 vehicles are traveling at 50 mph, one weighs 5 tons, the other weighs 12 tons, they both hit the same car/object. which one wll cause more damage?…you do the math…) so they are more not less expensive to insure…its MOSTLY based on your driving history (tickets and accidents), annual miles driven (liability exposure, more driving=more chances for an accident) driving experience and the vehicle you drive…hope this helps
A site I’ve recommended in the past would be…
http://www.knowledged.info/go.php?link=insurance
Hope that helps.
References :
Jame S, For car insurance the quickest method to get a free quote is do a auto policy comparison. If you choose the same coverage levels, you can get an fast quote to compare against others. Use the same zip code, auto make and model, mileage and driving history to ensure you get accurate comparison. To get mulitple auto quotes, go to http://www.autoadvicetips.com/Auto-Insurance-Quote.html and you can compare all the major auto insurance companies.
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