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Before you set a date to have your car shipped to its new location, either domestic or foreign, you should consider buying auto shipping insurance from the company you plan to use. Shipping insurance will protect your car in case of damage during transport or theft. Having extra insurance can offer you peace of mind while your car is in transit.

But not all auto shipping insurance policies are the same. Check with your shipping company to see if they offer a primary or excess insurance policy. A primary policy will cover damages to your car regardless of what your regular auto insurance will cover. An excess policy will only cover what your insurance company will not. Before purchasing either policy, be sure to call your auto insurance company to see what types of damages are covered under your current policy and then make a decision from there.

If you are transporting an antique or classic car, you may want to purchase extra insurance so that the car is covered completely. Buy enough coverage to cover the blue book value of the car. If possible, find an auto shipping company that specializes in shipping these types of vehicles. They usually use cargo units that are made to protect cars that are of greater value.

When shipping a car, you should take pictures of the car before it is loaded onto the truck. You should also conduct an inspection with the driver and write down previous body damage or scratches. This will help later on if you find new damage to the body of the car. Protecting your car begins by buying auto shipping insurance, but you will have to be proactive in making sure that you are able to file a claim and get the money you deserve if damage occurs during transit.

Choosing an auto transportation company may not seem too difficult, but you should get a few car shipping quotes and compare prices as well as service. Compare the cost of auto shipping insurance as well. This will save you money in the long run. Once you have chosen a company, make sure that you receive all paperwork and have the car inspected to make sure that it is running properly before shipping it.

After your car arrives at its destination, inspect the outside of the car to make sure that it is not damaged. File a claim immediately if you find damage to the body of the car. Depending on which policy you purchased, a primary or excess policy, you may have to contact your auto insurance company as well.

In most cases, your car will arrive in good condition. But by taking the proper precautions, such as buying auto shipping insurance and inspecting your car before the trip, you will be able to ensure that your car will be safe during transit.

Idan Lavi
http://www.articlesbase.com/automotive-articles/protecting-your-car-with-auto-shipping-insurance-92467.html

Are you driving your first car and need to get insurance for it?  Shopping for insurance should incorporate research and side by side comparisons.  Never blindly trust what NJ auto insurance companies eager to gain a new customer offer you.  Most of the time there is some hefty fine print that goes with their claims to draw you in as a new customer.  Your goal as you shop around for adequate coverage should be to find something that suits your needs best without hurting your bank account.

Doing your research will help you become a knowledgeable car insurance buyer.  It may be a good idea if this is your first time buying auto insurance for yourself to go to the actual office of a few agencies.  Having a face-to-face meeting can help you find out which of the NJ auto insurance companies you want to do business with.  If you get to the point in your research that you think you know which company you want to affiliate yourself with, you then begin to compare policies within that company instead of between companies.  Keep certain aspects in your head at all times, like your monthly income, the intended use of the vehicle you want to get insured, your assets and any loans you may have right now.

As you discuss policies with an insurance agent, do not be afraid to ask plenty of questions.  It is important that you comprehend all aspects of a policy before you purchase it, so get specific.  Such questions could include finding out who is covered, any exclusions and limitations of the policy, how long the policy is good for and the total cost involved.  Knowing the monthly premium amount is not enough.  There could be processing fees or other charges associated with starting a policy with different NJ auto insurance companies.  Make sure you know everything before you sign anything.

Many NJ auto insurance companies may claim to have the cheapest coverage in order to entice new clients.  Some may have more competitive prices in certain categories of coverage, so do not fall for generalities and promises with fine print without reading it.  Reputable insurance agencies are not out to get you, even though the prices they charge may seem to contradict that idea.  Insurance is expensive for everyone, so save yourself as much as you can by educating yourself during your research process.